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Federal Reserve Chairman Ben Bernanke declared that the recession is “very likely over,” but the pace of recovery will be uneven across states and industries, according to a leading insurance industry economist.

Robert Hartwig, president of the New York-based Insurance Information Institute, referring to Chairman Bernanke’s mid-September remarks suggesting that the recession very likely ended in June, said, “Don’t tell that to the 10 percent of people that don’t have a job today.”

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