What are the ethical responsibilities of insurance industry employees to promote long-term career interest in their profession with both their time and money? Are producers and insurers ethically bound to actively recruit new blood into the business?

Most National Underwriter readers responding believe there are either ethical or logical duties for some employees and insurers, but the degree of the ethical responsibility varies primarily by position.

For example, on the question of producer and insurer duties, an executive of a state insurance plan wrote: “I don’t see it as an ethical issue. However, you should strive to make sure your recruits are all ethical beings so the business we are in will continue to have ethical representation to protect our reputation.”

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