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Property and casualty claim data indicate that the insurance industry spends billions of dollars each year removing fallen trees and shrubs (trees) from insured structures and properties. Claims involving trees tipping over have sharply risen over the last ten years because of a number of factors. Among the factors are the occurrence of stronger, more violent storms; growth of the green movement, which is causing an increase in the acquisition of landscape materials and new plantings as well as the preservation of large trees during construction; and an increase in land development that encroaches upon natural areas containing mature trees.

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