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Merchants Insurance Group, Buffalo, N.Y., introduces its newest insurance product in Ohio, Merchants Flexible Choice Auto, effective July 1, 2009, for new business and September 1, 2009, for renewals. Merchants Flexible Choice Auto is the company’s completely redesigned private passenger automobile insurance product that features significant rate reductions along with new underwriting eligibility criteria, rating variables and coverages. The new product includes 16 rating tiers, new geographic territories, a new class plan and new rating factors such as ratio of drivers to vehicles, vehicle age and body type. As another new feature of Merchants Flexible Choice Auto, insureds will receive free roadside assistance for all vehicles that have both comprehensive and collision coverage.

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