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Fires, hurricanes, tornados, floods, and other acts of God wreak havoc on hundreds of churches a year. Other times, an unattended vigil or altar candle is the culprit. No matter the cause, the evaluation of the claim is monumental.

What is our relic worth? Perhaps it is built into the altar, which is a permanent fixture attached to the floor. Does this mean it is personal property or part of the building?

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