Florida employers have seen remarkable rate reductions in their workers’ compensation premiums over the past six years — an average of some 65 percent total and counting. The premium drops are universally acknowledged to be a result of the 2003 major overhaul of the state’s workers’ compensation system.

A new report from the Florida Department of Financial Services Division of Workers’ Compensation seeks to detail the impact of a specific portion of that reform package. The legislation (HB 50-A) provided for, among other things, significant changes to compensability requirements for workplace injuries and illnesses. The comprehensive analysis, Impact of the 2003 Workers’ Compensation Reform (Senate Bill 50-A) – Compensability, notes that the bill “mandated greater specificity both for injuries and illnesses qualifying as compensable and the standards for evidence supporting those conditions.”

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