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As the current economic environment continues to take its toll on The Hartford, the company’s chairman and CEO Ramani Ayer, who will be stepping down at year-end, acknowledged how challenging the last nine months have been. But he said the company, armed with a new strategy to focus on its core strengths, is positioned to rebound effectively.

Speaking to the unprecedented struggles driven by the financial meltdown, Mr. Ayer said, “For me, by far, there is no comparison–last year has been the most challenging in my entire life.”

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