The recent market and economic crisis have been challenging to most insurers. Reduced sales volumes, lower investment returns, declining stock value and consumer behavioral changes are all evident in the property-casualty and life insurance markets.

As a result, insurers have had to realign their priorities for 2009, including restructuring their organizations, shifting business strategies and making hard technology decisions.

I'll be taking a look at such decisions during a session here at the conference on Monday, at 10:15 a.m., titled "Invest Or Be Left Behind: Staying Competitive & Innovating In Insurance."

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