Not by accident, Texas tops every other U.S. state in job creation, is home to more Fortune 500 companies, is the largest exporter, enjoys a budget surplus, and was named by The Financial Times as the state best positioned to weather the current economic storm.

One of the most favorable features of Texas’ exemplary business climate is the right of employers to opt out of (that is, “nonsubscribe from”) the state workers’ compensation system and establish their own occupational injury benefit program.

“Nonsubscription” from Texas workers’ comp has always been an option but first came into widespread use in 1989. This year, we celebrate the 20th anniversary of this modern era of nonsubscription, which has become a conventional business practice, providing excellent care to injured workers and saving hundreds of millions of dollars for businesses across the country with respect to their Texas operations.

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