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Have you peeked at your monthly 401k, IRA, or mutual fund investment portfolio recently? Pretty dreadful, huh? As this is being written, the stock market doesn’t seem to have yet reached the bottom of its pit, even though President Obama signed the new stimulus bill and the money faucet is a-flowing. As the old carnival barker used to yell, “Round and round it goes, and where it stops, nobody knows.” Well, of course he knew. It certainly wasn’t going to stop on the number you had selected so you could win the Kewpie doll for your girlfriend.

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