In Williams v. Phillip Morris, the U.S. Supreme Court ruled that a defendant who is exposed to the possibility of a punitive damages award is entitled to the procedural due process right to present “every available defense.” Is there a way, then, for an insurer that is facing punitive damages in a bad-faith suit to invoke these due process protections? Are those rights raised and enforced enough? Let's examine some of these questions, as well as the possible use of Williams to defend insurers in bad-faith cases.
Defining Your Rights
In the Williams case, the U.S. Supreme Court overturned a large punitive damages award after taking up the issue of whether punitive damages could be imposed against a defendant in a civil case on the basis of evidence introduced in the case regarding harm to non-parties. The Court held that the introduction of such evidence was not constitutionally appropriate, as it imposed upon the defendant the burden of defending against a multitude of claims for which it was not prepared.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.