While most people try and avoid risk, Caroline McDonald is up to her neck in it, covering risk management, loss control, safety and alternative risk-transfer news and trends for National Underwriter.

To create a new forum for the risk management community, Ms. McDonald has launched NU's latest blog–www.noriskzone.com.

In her initial entry, she offers her observations about the state of captives in a volatile economy, based on her coverage of the Captive Insurance Companies Association's recent annual meeting.

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