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Back in 1976 while editor of The Claimsman, the monthly newsletter of the South Florida Claims Association, I pitched the idea of a “George Bureau” in one of my editorials, which were then titled “The Claims-Conscious Iconoclast.” I suggested that this bureau would solve many of Florida’s uninsured motorist and drunk-driving problems. By then, Florida had auto no-fault, which carried with it a mandatory auto liability insurance requirement. Hence every registered automobile was supposed to be insured.

To get around the law, a deadbeat would use a trick in which he would go to an agent, get a binder for coverage, then register his car and never pay the premium. Undoubtedly, the stunt was not unique to Florida; this may be common in any state with a mandatory auto insurance law.

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