Imagine stepping into the tee box, carefully adjusting the tee height, concentrating on keeping your left arm straight and head down. You take a deep breath in and exhale slowly as you ease your driver into a backswing, drop the club face down, and listen to the beautiful "ping" sound of a golf ball taking flight. You look up and realize in horror that the ball is indeed traveling fast and far ... as it hooks left, directly towards the parking lot full of BMWs, Mercedes, and Lincolns.

One would think that a scenario like this would be commonplace -- and the reason for many gnashed teeth, broken club shafts, and golf course insurance claims. But according to Travelers' recent study, there are other, more likely reasons for a course to make a call to its agent to report a claim.

For instance, fires account for just four percent of all claims made by courses, but they add up to 40 percent of property loss costs. According to Travelers, fires typically originate from electrical deficiencies in golf cart storage areas, often due to the use of improper chargers or lack of electrical capacity.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© Touchpoint Markets, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more inforrmation visit Asset & Logo Licensing.