The claim department rarely has an opportunity to add to an insurer’s bottom line. However, uncollected third-party deductibles (TPDs) can offer an opportunity to significantly contribute to a company’s profits.

By current estimates, the U.S. property and casualty industry generates between $500 million and $1 billion dollars in TPDs each year. While most TPDs originate on the sales and underwriting side, administering them falls to the claim function. Individually, TPDs may not warrant attention. Yet when combined as a whole, they have the potential to make a positive impact.

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