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Sacramento, Calif. resident Michael Henderson is the most recent example of someone who attempted to take advantage of his auto insurer by committing fraud.

The story is familiar. Back in February 2008, Henderson reported to police that his 2003 GMC Yukon had been stolen from his driveway. The car, which was valued at $22,000, was later recovered 10 days later by the Sacramento Police. It was completely burned out and destroyed; a total loss.

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