Risk managers, both public and private, need to be aware of a ticking time bomb in their midst. For years now we have read headlines of plaintiffs receiving multimillion-dollar settlements against churches due to child sexual abuse. The fact is that every organization that includes custody or oversight of children as part of their business plan is at risk.

How does this affect your organization? To find out, there are some basic questions to ask:

o Is my organization exposed to this risk?

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