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Even with the company cutbacks in travel expenses in today’s poor economic times, employees still have to take some business trips. Whether it is a company CEO networking, a sales representative hoping to make a sale, or a business professional seeking innovative business techniques, employees leave the office and travel to meetings and conventions. This travel opens up the employee to many risk exposures, including personal injury, property loss, liability claims, and crime. Fortunately for the employee, there are insurance policies that, while not eliminating those risk exposures, can at least offer some protection against loss.

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