Zurich's North America commercial construction business unit has launched a new product that offers professional and environmental liability coverage (PEC) that combines E&O coverage with contractor's pollution liability.

Coverage elements include liability arising out of acts, errors or omission, and pollution events arising from an insured contractor's services or operations. This coverage is tailored for midsized construction customers, including general contractors, construction managers, design-build firms, heavy and highway contractors, and artisan/specialty trade contractors.The policy is comprised of two coverage parts:

o Professional liability coverage, which provides coverage for third-party claims filed against a contractor because of negligent delivery of professional services, including construction management, design- or design assist-related services. Coverage is provided on a claims-made basis with the costs of legal defense eroding the limits of liability.

o Contractor's pollution liability (CPL) is available on a claims-made or occurrence type basis, providing coverage for loss as a result of pollution events caused by covered operations performed by or on behalf of the insured contractor at its project sites. There is mediation credit for up to 50 percent of the policy deductible (subject to a maximum credit of $25,000) for any claim resolved by mediation at Zurich's request. Allowable insured expenses of $250 per day in addition to the policy limit for attending legal proceedings at Zurich's request, subject to a $5,000 maximum.

For more information, visit www.zurichna.com.

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