Barack Obama and John McCain don’t see eye to eye on many areas, and insurance is no exception. Indeed, on at least two issues of critical importance to the industry and its policyholders–health care reform and catastrophe coverage–each would take the country in very different directions if elected president on Nov. 4.

While industry officials also worry about the positions an Obama or McCain administration might take on federal regulation of insurance and tax treatment of offshore carriers, the most visible clashes between the two have come over disaster coverage and health insurance reform.

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