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While attending the Worker’s Compensation Educational Conference last month in Orlando, I woke to a sound of a percolating coffee pot. The gentle water-drop patter and gurgling was a bit disconcerting, since I hadn’t plugged a pot in. I stumbled across the room, inspecting outlets until I came to the window and pulled back the heavy hotel curtains. What I saw wasn’t coffee brewing, but rather the first rain drops from a storm smacking horizontally against the steel door frame, beads snaking down the glass sliding doors. It was the first few droplets of what would turn out to be a massive downpour in some areas, courtesy of Tropical Storm Fay.

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