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With data breaches affecting millions of Americans, companies of all sizes are looking for insurance coverage to help them respond. Virtually every business is exposed, but small and midsize companies are particularly at risk. They usually have less data security, so they may be more likely to experience a breach, while facing new laws that mandate disclosure.

Notifying and providing services to customers exposed to potential identity theft and fraud can be costly and disruptive to a business. A company must also be concerned with protecting its reputation and its relationships with customers and clients.

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