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The U.S. property/casualty industry’s net income after taxes fell to $8.2 billion in first-quarter 2008 from $16.2 billion in first-quarter 2007, according to the ISO and Property Casualty Insurers Association of America. The P/C industry’s annualized rate of return on average policyholders’ surplus dropped to 6.4 percent from 13.2 percent in first-quarter 2007.

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