My first experience writing construction was with my first job at an independent insurance agency. I wasn't writing big accounts at the time, most likely due to my lack of experience and being a novice in the industry. I found, however, that I liked construction, and started making a name for myself. As my knowledge of the industry grew, so did the number of referrals. I owned my book of business at the agency, and in 1996, with 10 years of experience, my brother Pete and I started our own agency.

Today, Ciardiello Insurance Agency generates about $15 million in annual premium volume, with construction making up 70 percent of our commercial business. Most of our construction clients are based in Connecticut–midsized businesses with insurance premiums ranging from $50,000 to $300,000 annually. They include general contractors, construction managers, artisans, subcontractors–anyone that has to do with construction.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.