Victor O. Schinnerer & Co. announced new E-Pack EZ coverage for small design firms. Designed to protect small privately owned businesses in a fluctuating marketplace, E-Pack EZ bundles D&O, employment practices and fiduciary coverages in one package.
E-Pack EZ is offered nationwide, excluding N.Y. Wyo., and Puerto Rico. Firms eligible for this coverage must have assets of $10 million or less with a maximum of 50 employees. They must have discrimination, sexual harassment and employee grievance policies already in effect.
Feature include a short form application, investigation and defense of all claims by the insurer, punitive damages coverages where allowed by state law, and domestic partner coverage. Features that differentiate it from the E-Pack policy include minimum premiums starting at $750, an automatic two-year policy, coverage for third party discrimination and harassment and no additional cost, and entity coverage included when D&O coverage is purchase.
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