The current crisis in the financial markets should be a clarion call to all of us about the need for greater transparency in the provision of financial services. The insurance marketplace in particular lacks meaningful public disclosure, limiting our understanding of the way the market is being served and stifling debate about important public policy issues.

Now is the time to support the requirement that insurers provide the same level of public information about applications and policies that the Home Mortgage Disclosure Act has required lenders to disclose about mortgage loans for more than 30 years.

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