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North Dakota’s workers’ compensation insurance premiums are the lowest in the nation. Its benefit payments (88 cents for every $100 of payroll) rank 33rd in the country. The entire state has fewer employees — some 326,100 — than the population of many cities. The number of total employers does not even rise above the 20,000 mark. So why is it such a hotbed of workers’ compensation intrigue? In less than a year, the state’s Workforce Safety and Insurance agency has endured:

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