(The following article is based on part of a presentation thatMr. Heft made at the AAMGA University Weekend, which was held lastAugust in Scottsdale, Ariz.)


Pollution legal liability insurance (PLL).





Cost cap coverage.


Liability buyout/liability transfer.


Lenders liability pollution/secured creditor insurance.

Storage tank liability insurance.

Combined CGL/PLL policies.
Contractors pollution liability.


Professional liability for environmental services.


State of the market




JohnHeft is vice president of New Day Underwriting Managers, aspecialty intermediary with expertise in environmental insurance,environmental risk management and construction-related professionalliability. Mr. Heft has 18 years of environmental underwritingexperience. Prior to joining New Day Underwriting Managers, he wasa vice president/client adviser in Marsh's environmental practice.He also previously worked at ECS/XL. He holds a master's of sciencedegree in water resource and environmental engineering fromVillanova University. He can be reached at[email protected]or at (609) 298-3516, Ext. 105.