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While 219 insurance organizations qualified for National Underwriter’s analysis of “Profit Leaders,” an unlikely candidate–an auto warranty specialist–garnered the number-one spot.

An understanding of the criteria that helped put Deerfield, Fla.-based Courtesy Insurance Company alongside insurers that write most of their premiums in more standard property-casualty lines is essential to interpreting our leader rankings and any trends they may reveal to our readers.

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