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We hear a lot about flooding these days. Hurricane Katrina reminded us that those who are exposed to wave wash or flooding need to have federal flood insurance. In 2007, remnants of the first hurricane of the season to make U.S. landfall brought little wind to Texas, but tons of water. Flooding covered the Southwest. Then, weather turned bad in the upper Midwest, the Chicago rivers overflowed, and people took to rowboats.

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