2007 was a rather staid year for the P&C industry, all things considered. Yes we had floods, windstorms, a few tornados, and those terrible California wildfires, but the other big nemesis, the reviled hurricane, did not ravage any Southeast coastal areas, as happened in 2004-05. (Yes, we had damage in some Mexican territories, but they were lightly populated and were not a major concern for the U.S. insurance industry.) That’s not to say the industry is not facing challenges. There are a number of issues that we must be aware of as we go into 2008:

Boomer retirements are looming. As these experienced professionals in the adjustment arena move out of the active workforce, what are we doing to replace and train those who are stepping in to take over?

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