Larry the polar bear must have mixed feelings toward the insurance industry, given its uneven support of efforts to control global warming. Pictured here once again, Larry has graced the pages of this magazine on a few occasions when we've discussed the environment and its impact on insurers.

Many argue Larry has good reason for concern. They say as the ice caps melt he will lose his habitat, forcing him to swim farther and farther to find solid ground. Eventually, he and his brethren will drown from the effort, wiping out his species.

Others would call that hysterics.

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