With more and more risks being identified and the increasing number of insurance products being developed and marketed to cover them, are industry players becoming too specialized to see the whole forest rather than just their particular trees? That's one of the big challenges facing those involved with training and educating current and incoming employees, a series of interviews revealed.

Cynthia Davidson, vice president of insurance product management for Kaplan Financial, said that over the past few years, there's been an "increased emphasis on specialized training."

Kaplan Financial is focused on compliance training–designing courses to meet the requirements set by state regulators–and Ms. Davidson said many of the industry's more specialized products are coming with training requirements of their own.

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