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For more than a decade the property-casualty surplus lines insurance market has outperformed the primary commercial p-c lines market in both premium growth and underwriting profit, according to a consulting firm’s study.

Clint Harris, an analyst at Hartford, Conn.-based Conning Research and Consulting Inc., which prepared the analysis, said through 2006 the surplus lines market ten-year average annual direct premium growth was 19.5 percent versus just 7.6 percent for total commercial lines.

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