An opening general session earlier this week at the Workers’ Compensation Educational Conference in Orlando laid out the challenges facing the workers’ compensation system over the next 10-20 years, as seen through the eyes of one of the industry’s top spokespersons, Robert Hartwig, president of the Insurance Information Institute (I.I.I.).

“I’ll be focusing on the top five issues that are going to keep workers’ compensation insurance CEOs awake at night,” said Hartwig in an interview prior to his presentation. “I’m going to present some of the issues that are going to be the major cost drivers and determinates of profitability in this type of insurance going forward. These would be mega trends like the aging and ‘fattening’ of the workforce, which will drive up severity significantly. These are several emerging risk issues that are just coming onto the radar screens of some.”

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