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If claim association membership is any indication, from the few claim club lists this writer has seen recently, the most active members are independent property adjusters. Where are the insurance company adjusters? Where are the liability or workers’ comp adjusters? Most of these associations offer continuing education programs, some of which are liability-based, but more often their programs seem to involve presentations by “vendors,” guys who sell services such as restoration or remediation used by property insurers. As many insurers simply use an approved contractor on a homeowners’ claim, or call in an engineering firm to assess coverage, liability, and damage factors on a larger commercial property loss these days, even the role of the independent property adjuster seems to be waning. Except for limited assignment activities, the “full claim assignment” for either a property or casualty adjuster seems to be a thing of the earlier 20th Century.

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