Recreational Claims

The RV industry is growing rapidly and with that growth, adjusters will naturally see more claims. Over the next decade, the Recreation Vehicle Industry Association (RVIA) estimates a 15 percent increase in RV ownership during a period when population growth is less than five percent. In this decade, an average of 12,000 baby boomers per day will turn 50, and ownership of RVs among 45-to-54 year olds is expected to continue to grow.

With this influx of RV claims, adjusters must be prepared to handle their unique requirements. The core issues remain the same as with auto claims — coverage, liability, and damage analysis. However, the investigation and handling of those core issues requires knowledge about the customer, as well as what an RV is and how it behaves. Understanding the differences inherent in adjusting those claims is a necessity for success.