Businesses that send their employees outside the country must take extra steps to protect themselves and their workers against gaps in workers' compensation coverage.
When an employee goes abroad, depending solely on their state workers' comp system for death and injury coverage can expose an employer to lawsuits resulting from claims for unsafe working conditions, improper training and failure to provide appropriate safety equipment, among other things.
One way to avoid these gaps in coverage is to have in place a foreign voluntary workers' compensation and employers' liability protection policy to pick up where the U.S. workers' comp policy leaves off.
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