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A study from the Insurance Research Council (IRC) entitled, “Florida Auto Injury Insurance Claim Environment, 2007 Final Report,” concluded that the increased use of diagnostic tests and chiropractic treatment along with an increased rate of lawyer retention by claimants have helped fuel rapid growth in personal injury protection (PIP) claim costs in Florida.

The IRC’s study examined detailed claim information from more than 4,000 claims closed with payment during 2005. Ten insurers, representing approximately 60 percent of the 2005 private passenger auto insurance market in Florida, participated in the study.

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