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Imagine that you’ve decided to sell your agency to a larger interstate agency. The sale is expected to be finalized within 45 days, and the terms of the offer prohibit you from discussing the transaction with anyone other than your chief financial officer.

The purchaser mentioned that it plans to eliminate redundant positions once the deal is complete. Your office administrator–one of your most loyal and trusted employees–tells you that she’s about to make a deposit on a new house, saying she is “finally comfortable making the financial stretch.”

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