One lesson clear to anyone who’s been involved in insurance for decades is that time-honored coverages–even those seemingly as old as S&H Green Stamps–need to be examined and tailored to individual customer situations.

Directors and officers liability insurance runoff policies aren’t quite that old, but the first one I wrote was for Sperry & Hutchinson, a company founded in 1896, which (for those not old enough to remember) ran a popular rewards program that some view as the precursor to today’s frequent-flyer systems.



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