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Appraisal is a tool widely-used to settle disputes involving the value of a loss, and it has gained popularity over the past decade as a relatively quick, supposedly inexpensive, and substantially final method of determining damages. For many, however, it remains an unpredictable and mysterious process, fraught with pitfalls in which unfair and unpredictable awards are sometimes the result. No matter what side of the dispute you happen to be on, there is only one way to approach appraisal as a tool to finalize valuation disputes. By describing the process and its benefits and hazards, some of the mystery can be taken out of it.

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