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The plight of catastrophe victims–whose lives are forever changed by events such as the Sept. 11, 2001 terrorist attacks or Hurricane Katrina–moves us emotionally, but as insurers we must also deal with the troublesome long-term effects of a disaster–that being the threat of fraud. Regrettably, profiteers and fraudsters believe that the greater the misfortune of others, the easier it will be for them to seek their fortune.

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