Risk management company Insurance Services Office’s Automobile-Property Loss Underwriting Service (A-PLUS) unit and global information services company TransUnion have together developed the new Credit Loss History Score, a risk score to provide insight to property and auto insurance underwriting and policy renewals. CLHS was developed using TransUnion’s analytics and extensive consumer credit history database and the A-PLUS industrywide claim loss history database, which combines two data sources in one risk score.

The CLHS score is available to insurance agents and consumers and includes all the elements that impact a score. Insurance applicants will receive a numerical insurance score and four specific and detailed scoring factors. Each factor describes for the applicant how the score was affected and the highest value for each factor.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.