AGENTS and brokers interested in creating a specialty in the medical field don't have to confine themselves to such high-profile, litigation-prone risks as doctors and hospitals. Medical labs constitute another possibility. They can be found in a range of settings, including hospitals, public health facilities and nursing homes. There also are many independent medical labs, which tend to perform relatively routine tests. That doesn't mean that it's always easy to place coverage for them. Indeed, much of it is placed with nonadmitted carriers.

To learn more about this niche, we recently spoke with Debbie Anglin, vice president of product development at Thomco, a program administrator. Following are edited excerpts of our conversation.

Q: Could you describe the independent medical laboratory market?

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