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The season for summer vacations is here, which means many people will be renting automobiles for their trips. While the price of gasoline may weigh heavily on the traveler’s mind, the question of auto insurance coverage while driving a rented car is usually not enough to keep people at home because the standard personal auto policy provides liability and physical damage coverage. However, FC&S subscribers still have questions pertaining to rental car accidents. Should the claim be handled by the renter’s personal auto insurer or by the rental company’s policy? Also, should the loss damage waiver offered by the car rental company be purchased?

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