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Ocean marine cargo is rarely a leading topic of conversation between insurance agents and their clients. Although one of the simpler classes of insurance, it is often surprisingly misunderstood.

This is unfortunate because these risks represent a sizeable exposure for the fast-growing number of U.S. businesses active in international trade. With a little knowledge and the ability to ask the right questions, an agent can usually offer a coverage solution that makes the client’s life easier–and frequently saves money in the process.

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