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California’s Low Cost Automobile Insurance program recently took effect throughout several areas in the state, meaning low-income, good drivers are eligible for liability insurance at an affordable rate. Insurance Commissioner John Garamendi expanded the program to Alameda, Fresno, Orange, Riverside, San Bernardino, San Diego, Kern, and Stanislaus counties. A $400-per-year rate was necessary in those areas, due to their nearly half a million uninsured drivers.

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