A recent study by Specialty Risk Services found that accidents and insurance claims within the restaurant industry can be as frequent as those in other fields, even manufacturing. The property-casualty TPA, which specializes in workers' compensation and general liability claims, reported that the restaurant industry is the largest employer in the United States aside from the government, employing 12.2 million people.

SRS' study concluded that restaurants can significantly drop their risk by benchmarking their claim data to identify trends and implement safety measures.

Major causes of restaurant accident claims included:

Fractures and head injuries from slips and falls on wet floors

Muscle strains and sprains from handling heavy materials

Amputations from slicing and meat-cutting equipment

Severe burns from cooking and grease disposal

Serious customer injuries from slips and falls in the parking lot and on other public areas of the restaurant.

“Taking the time to pinpoint the cause of accidents and then implement a comprehensive, multi-pronged safety and loss control strategy can undoubtedly have a positive impact on claim results,” said Joe Boures, SRS president.

Special Reports /

SRS Cooks Up Restaurant Claim Study

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