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Three industry associations have concluded that a recent denial by a Mississippi court of a motion for dismissal concerning flood damage in Mississippi could end up being a silver lining to a lingering issue about flood versus wind.

Though the U.S. District Court for the Southern District of Mississippi dismissed the motion brought by Allstate, the American Insurance Association, the National Association of Mutual Insurers, and the Property Casualty Insurers Association of America all agreed that evident in the court’s explanation was an understanding of the water damage/flood exclusion in most insurance policies.

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